I'm Darren Samms, a licensed life insurance broker proudly serving families since 2018. My passion for helping others protect their loved ones is deeply personal. In 2013, my grandfather passed away unexpectedly without any insurance coverage in place. Our family experienced firsthand the financial and emotional burden that can follow. When my grandmother passed in 2022, the difference was clear—a policy taken out just two years prior helped ease the stress and allowed us to focus on celebrating her life rather than worrying about expenses.
That experience reshaped my purpose. During the COVID-19 pandemic, I had the privilege of helping numerous families find peace of mind during uncertain times. Today, I specialize in policies that not only provide protection but also build lasting legacies through cash value accumulation.
NPN
18687092
Licensed in all 50 states and partnered with over 20 A-rated insurance carriers, I’m able to tailor coverage to fit your specific needs and budget—no matter where you are. Whether you’re planning ahead for the future, protecting your family, or building generational wealth, I’m here to guide you with honesty, compassion, and the knowledge to help secure your financial peace of mind.
This isn’t just a profession for me—it’s a personal calling. I’ve seen the difference the right coverage can make, and I’m committed to helping others experience that same peace and preparedness. Let’s start a conversation about your goals and explore the options that are right for you.
Prefer to call?
+1 (954) 670-3908
NPN
18687092
I'm Darren Samms, a licensed life insurance broker proudly serving families since 2018. My passion for helping others protect their loved ones is deeply personal. In 2013, my grandfather passed away unexpectedly without any insurance coverage in place. Our family experienced firsthand the financial and emotional burden that can follow. When my grandmother passed in 2022, the difference was clear—a policy taken out just two years prior helped ease the stress and allowed us to focus on celebrating her life rather than worrying about expenses.
That experience reshaped my purpose. During the COVID-19 pandemic, I had the privilege of helping numerous families find peace of mind during uncertain times. Today, I specialize in policies that not only provide protection but also build lasting legacies through cash value accumulation.
Licensed in all 50 states and partnered with over 20 A-rated insurance carriers, I’m able to tailor coverage to fit your specific needs and budget—no matter where you are. Whether you’re planning ahead for the future, protecting your family, or building generational wealth, I’m here to guide you with honesty, compassion, and the knowledge to help secure your financial peace of mind.
This isn’t just a profession for me—it’s a personal calling. I’ve seen the difference the right coverage can make, and I’m committed to helping others experience that same peace and preparedness. Let’s start a conversation about your goals and explore the options that are right for you.
Prefer to call?
+1 (954) 670-3908
Life insurance offers lots of different options to fit your needs and understanding these choices helps you pick the best coverage for your situation and goals.
Term Life
Young
18 - 75 Age Range
Healthy
Cheaper
No Cash Value
10, 15, 20, 25, 30 Year
Terms
$25,000 - $500,000
Living Benefits
Whole Life
Older
40 - 89 Age Range
Unhealthy
More Expensive
Builds Cash Value
No Expiration (Till Age 120)
$5,000 - $50,000
No Living Benefits
IUL
Young
18 - 75 Age Range
Healthy
Withdraw or Loan*
Combines Best Offers of Term Life and Whole Life Plans.
* Loaning is tax free and will continue the compounding interest based off the cash value at the point of loan. Loan devalues face amount, not cash value, to continue rate of compounding interest.
As your health insurance advisor, I am here to guide you through the exciting journey of selecting from a variety of insurance plans, making it easy and stress-free for you to get the right one.
Term Life
Start with adaptable and affordable coverage tailored to fit your life, ensuring peace of mind for you loved ones during life's crucial moments
Whole Life
Secure a lifelong protection with an added bonus: a cash value that grows over time, serving as your insurance and an investment opportunity
Index Universal Life
Enjoy the best of both worlds: insurance and investment in one package that customize your payments and benefits for an ultimate flexibility
Children's Whole Life
Protect your child's future with just $15/month for up to $50,000 coverage that can be done in just 5 minutes.
Final Expense
Get up to $50k in a coverage to handle your funeral expenses, and provide support for your family during their time of need
Safeguard your home and loved ones with a policy that helps cover your mortgage in the event of death, disability, or critical illness.
Grow your retirement savings with protection from market downturns and the potential for interest based on a market index—all with guaranteed income options for life.
Check out our Youtube Channel for the inside scoop about life insurance. Watch our videos that we have curated especially for you, learn as you dive into our resources, and empower your decisions. Drop any questions you may have, as we are help to help
BUILD GENERATIONAL WEALTH
services and earn $100 per referral